Free AI credits and plans without a card
Programs you can start without a bank card — handy when you have no foreign card. Terms are checked on official pages; some services still ask for a phone number.
27 programschecked: 2026-11-13
| # | Program ↕ | What you get | Requirements | Card ↕ | Validity | |
|---|---|---|---|---|---|---|
| 1 |  Gemini API free tier (Google AI Studio) Google · APIs and tiers |
Free of charge on the free tier: Gemini 4 Hydrogen, 3.8 Flash, 3.6 Flash, 3.5 Flash-Lite, 3.1 Flash-Lite, 3 Flash Preview, 2.5 Pro/Flash/Flash-Lite and Gemma 4 (Gemini 4 Carbon, 4 Argon and 3.1 Pro Preview are paid only); rate limits per project, daily quotas reset at midnight Pacific time | Google account and an AI Studio API key; free-tier content may be used to improve Google products | No card | Ongoing | Open |
| 2 |  OpenRouter :free models OpenRouter · APIs and tiers |
50 requests/day, or 1,000/day after a one-time $10 top-up; 20 requests/min | OpenRouter account; applies to :free model variants | No card | Ongoing | Open |
| 3 |  Groq free plan Groq · APIs and tiers |
Free rate-limited access (e.g. gpt-oss-120b, gpt-oss-20b and Qwen3.8 27B: 30 RPM, 1K requests/day, 8K tokens/min, 200K tokens/day) | GroqCloud account | No card | Ongoing | Open |
| 4 |  Cohere trial API key Cohere · APIs and tiers |
1,000 API calls per month with a trial key (Chat: 20 requests/min; Rerank: 10 requests/min) | Cohere account; evaluation use only | No card | Monthly, ongoing | Open |
| 5 |  AI21 Studio free trial AI21 Labs · APIs and tiers |
$10 in credits | New account | No card | 7 days | Open |
| 6 | Deepgram signup credit Deepgram · APIs and tiers |
$200 credit for speech-to-text and TTS | New pay-as-you-go account | No card | Not stated | Open |
| 7 | AssemblyAI signup credits AssemblyAI · APIs and tiers |
$50 in credits | New account; the free tier is limited to 5 new streams per minute | No card | Not stated | Open |
| 8 |  GitHub Copilot Student GitHub · Students |
Free Copilot Student plan: unlimited completions plus an AI Credits allowance | Verified student via GitHub Education | No card | Eligibility re-checked monthly | Open |
| 9 | GitHub Student Developer Pack GitHub · Students |
100+ partner offers, e.g. $100 Azure credit and Codespaces Pro | Verified student aged 13+ | No card | While a verified student | Open |
| 10 | Azure for Students Microsoft Azure · Students |
$100 credit plus 20+ free services | Full-time university student with a school email | No card | 12 months, renewable while a student | Open |
| 11 | JetBrains Student Pack JetBrains · Students |
Free licenses for all JetBrains IDEs and .NET tools | Student; non-commercial use only | No card | While a student | Open |
| 12 | NVIDIA Inception NVIDIA · Startups |
Amount varies: free cloud credits from NVIDIA and partners, preferred hardware/software pricing, training | Incorporated company under 10 years old with at least one developer and a working website; free, no equity | No card | Ongoing membership | Open |
| 13 |  Codex for university students OpenAI · Students |
$100 in Codex credits (2,500 credits) on top of your ChatGPT plan limits | Students at degree-granting universities in the United States or Canada who live there when claiming; verification via SheerID; a ChatGPT Free, Go, Plus or Pro account | No card | Credits expire 12 months after the grant; one offer per student | Open |
| 14 | Kiro for students Kiro (AWS) · Students |
1,000 credits per month free | Student at a listed eligible university, verified via SheerID; social login or AWS Builder ID | No card | 1 year | Open |
| 15 | Google Antigravity free plan (app and CLI) Google · APIs and tiers |
$0 plan: a variety of agent models, unlimited Tab completions and Command requests, basic weekly rate limits. Gemini CLI stopped serving free Google-login users on 18 June 2026; Antigravity CLI replaces it | Google account; higher limits and an AI credit pool come with Google AI Pro or Ultra | No card | Ongoing; weekly rate limits | Open |
| 16 |  Google Agent Platform (Vertex AI) express mode Google Cloud · APIs and tiers |
Free tier within quotas without billing information | New Google Cloud user with a @gmail.com account | No card | Up to 90 days | Open |
| 17 | Jules free plan Google · APIs and tiers |
15 tasks per rolling 24 hours, 3 concurrent tasks on the free plan (Gemini models) | Google account | No card | Ongoing | Open |
| 18 | NVIDIA NIM API endpoints (build.nvidia.com) NVIDIA · APIs and tiers |
Free access to hosted NIM API endpoints for prototyping | Free NVIDIA Developer Program membership; prototyping use | No card | Ongoing | Open |
| 19 | GitHub Copilot Free GitHub · APIs and tiers |
Limited chat and agent usage; supports Copilot CLI and agent mode | GitHub account | No card | Ongoing | Open |
| 20 |  Cursor Free plan Cursor · APIs and tiers |
Free: limited Agent and Chat requests; paid plans start at Plus ($8/month, Grok and Cursor models only) | Cursor account; no credit card required | No card | Ongoing | Open |
| 21 | Kiro Free tier Kiro (AWS) · APIs and tiers |
50 credits per month: Claude Sonnet 4.5 and open-weight models; the first upgrade to Pro adds 500 trial credits valid for 12 months | Social login or AWS Builder ID; rate limits apply | No card | Monthly, ongoing | Open |
| 22 | Amazon Q Developer Free Tier Amazon Web Services · APIs and tiers |
Limited agentic requests per month with the latest Claude models in the IDE or CLI | AWS Builder ID | No card | Monthly, ongoing | Open |
| 23 | Kilo Code free models Kilo Code · APIs and tiers |
Auto Free routing to free models via Kilo Gateway, no hosted credit required | Kilo account; free models where available | No card | Ongoing | Open |
| 24 | Exa Starter free credits Exa · APIs and tiers |
$10 in search API credits every month plus a $10 onboarding bonus | Exa account; no payment method required | No card | Monthly, ongoing | Open |
| 25 | Tavily Researcher free plan Tavily · APIs and tiers |
1,000 API credits per month for AI web search | Tavily account; no credit card required | No card | Resets on the 1st of each month | Open |
| 26 | Firecrawl Free plan Firecrawl · APIs and tiers |
1,000 credits per month (about 500 searches or 1,000 scraped pages) | Firecrawl account; no card; low rate limits, 2 concurrent requests | No card | Monthly, ongoing | Open |
| 27 |  Token Harbor Free Token Harbor · APIs and tiers |
Free OpenAI-compatible API for models with the :free suffix | Account and API key required. The model list rotates. Free routes require opt-in under the program’s data terms. | No card | Rolling 7-day allowance starting with the first request | Open |
Nothing found.
Other lists
Program terms change. Check the current requirements on the provider's site before applying.
FAQ
Which AI APIs work without a card?
Google AI Studio (Gemini API), OpenRouter (:free models), the Cohere trial key, AI21, Deepgram, and AssemblyAI give free access without adding a card.
Why do some services require a card even for a free tier?
A card deters abuse and multi-accounting. You are not charged until you exceed the free quota or upgrade.